When you’re struggling to get ahead, the idea of getting control of your money — and having confidence in your financial decision-making — can be very overwhelming.

It may even seem impossible — especially if you’ve never learned much, if anything, about personal finance. We're talking budgeting, saving, handling credit cards, paying off debt, money mistakes to avoid (the list goes on…).

But here’s the good news:

It Is Possible.

I’m here to tell you that not only is taking control of your financial situation possible, but it’s also a realistic and achievable goal for anyone who wants it enough! Personal finance isn’t about being an expert. In fact, it’s only about 20% knowledge — the rest is behavior — your habits, lifestyle and choices. The behavior part is actually the hard part, because it requires change and a whole lot of discipline.

Taking control of your budget, and your financial life in general, requires determination, desire and a good bit of resilience — because there will be setbacks.

However, with the right information, a solid plan and a list of goals to achieve, you may find that you’re capable of being much more disciplined that you thought! The hardest part is just deciding to do it, because once you start making changes, you’ll become more motivated and more empowered with every new step you take.

It all starts with changing your mindset.

Getting control of your money is not about taking things away — it’s about adding freedoms to your life — both now and down the road.

Making just a few smarter decisions each day can have a big impact on your future, because each step you take will give you more motivation to keep going. And it won’t take long for you to begin to see how all of those small steps are adding up to big progress!

Money Resources.